“Buy now, pay later”: First the package, then the reminder fee

More and more people are using “buy now, pay later” offers from companies such as PayPal or Klarna. But what sounds good can quickly become a debt trap. About a risky trend.


Nils Wischmeyer, Cologne

It was 2019 when she discovered the deals that were about to ruin her. She bought furniture on the Internet for which there was a discount, then there were the new offers from Sodastream and even groceries ended up in her virtual shopping basket. It all happened so quickly, so uncomplicated. Click and go. The pensioner could not afford that to this extent. But buying in installments and on account made everything possible – and it was easy too. It is then quite easy to simply ignore uncomfortable questions that you should actually ask yourself.


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