“○○○’s spending is lower than average. I’m curious about the secret~” “Corona era! I spent a lot of money on online shopping this month due to my daily life at home!” After the My Data service was fully implemented from the 5th, I tried the services of KB Kookmin Bank, Hana Bank, and Toss for a week. They were financial institutions that had payroll accounts or had accounts. Because it is in the early stages, it is difficult to find differences between each company.